Methodology & Sources

Statistics on this site are sourced and date-stamped. We do not invent figures, turn correlation into causation, or claim AI caused a layoff unless a cited source explicitly attributes it. Layoff trackers are incomplete by nature.

128,000+ reported global tech layoffs in 2026

Source: Layoffs.fyi
Publication / as-of date: 10 September 2026
Dataset period: 2026-01-01 → 2026-09-10
Explanation: Community-tracked count of publicly reported technology company layoff events worldwide. Floor figure based on disclosed headcounts; some announcements omit exact headcount.
Limitations: Trackers may miss unreported exits, phased reductions, and events without disclosed headcount. This is not a real-time feed.

4,725 people across 25 tracked Indian-tech layoff events (as of 2026-09-14)

Source: OnJob India Layoff Tracker
Publication / as-of date: 14 September 2026
Dataset period: 2026-01-01 → 2026-09-14
Explanation: India-located events derived from Layoffs.fyi-style public reporting via OnJob's India tech layoff tracker. Counts reported, sizable events with company, date, location, and headcount where disclosed.
Limitations: Layoff trackers may not capture every job loss. Treat as a floor, not a complete census of Indian tech exits.

33%+ of monthly income goes toward loan EMIs among surveyed Indian earning individuals

Source: PwC India + Perfios — How India Spends
Publication / as-of date: 19 February 2025
Dataset period: Study published February 2025 (3M+ tech-savvy consumers)
Explanation: Analysis of spending behaviour of more than 3 million tech-savvy consumers. Individuals across city tiers allocate more than 33% of income toward loan EMIs.
Limitations: Sample is tech-savvy consumers in the Perfios dataset — not a census of all Indian households. Do not equate with a 50% 'average EMI' claim.

39% of spending went toward obligatory expenses in the same study

Source: PwC India + Perfios — How India Spends
Publication / as-of date: 19 February 2025
Dataset period: Study published February 2025
Explanation: Obligatory expenditures (loan repayments and insurance premiums) accounted for 39% of total spending in the study, ahead of necessities (32%) and discretionary (29%).
Limitations: Obligatory share includes EMIs and insurance premiums. Composition varies by salary bracket.

50% — When debt becomes especially restrictive (microfinance repayment cap)

Source: Reserve Bank of India — Microfinance framework
Publication / as-of date: 25 July 2022
Dataset period: RBI Master Direction (microfinance framework)
Explanation: Under RBI's Regulatory Framework for Microfinance Loans, regulated entities must ensure household monthly loan repayment obligations do not exceed 50% of monthly household income. This is a lending stress reference — NOT India's average EMI burden, and NOT a general rule applying to every salaried technology employee.
Limitations: Applies to household repayment obligations under the microfinance framework for low-income households as defined by RBI. Must not be presented as the average EMI burden for Indian tech employees.

Sources

Layoffs.fyi
Global technology layoff tracking based on public reports.
OnJob India Layoff Tracker
India-focused technology layoff events derived from public reporting.
PwC India + Perfios — How India Spends
Study covering 3M+ tech-savvy consumers; EMI and obligatory spending shares.
Reserve Bank of India
Microfinance lending framework — used only as a carefully contextualized stress reference.

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